"My business is usually soft for me in August and I want to be sure that we don't dig too deep a hole this year. Payroll is my biggest expense. Our reserves are thin, due to the economy. I don't...
"Talk about credit markets drying up has me very concerned. We rely on our credit lines to make payroll and cover shortfalls in low revenue months. We could end up scrambling if we can't make payroll or pay our bills....